Energy Mortgages
Buy an AEGIS Microgrid Hub with a bank loan. Monthly repayment is automated directly from your energy earnings. Zero upfront capital needed if your hub covers the payment.
No Upfront Cost
If energy profit covers your monthly payment, you own the hub debt-free after term.
Passive Income from Day One
Monthly energy profits ($45–$550) hit your account. Loan auto-deducts. Rest is yours.
Full Ownership After Term
Once loan is paid, hub is yours. Continue earning 100% of energy profits indefinitely.
Loan Options
$$45.75/month
24 months term at 12% APY
$$175/month
36 months term at 10% APY
$$550/month
48 months term at 8% APY
Compact hub for single-family homes. Covers up to 20 kWh/day.
Loan Amount
$8,000
Monthly Profit
$45.75
Monthly Payment
$375
Term
24 months
Monthly Profit vs. Payment
$45.75
$375
−$0.00
⚠️ Monthly shortfall: $329.25. You'll cover difference from savings or other income.
Total Interest
$1,800
Interest Rate (APY)
12% APY
5-Step Application Process
Application
Select hub size. Provide address, energy usage history, credit score.
Underwriting
AI model scores based on property energy baseline + credit profile.
Offer
Receive loan terms. Lock-in rate. Confirm hub specs.
Funding
Funds disbursed. Hub ordered & shipped. Installation scheduled.
Go Live
Hub installed & connected. Energy earnings begin. Auto-payment deducted monthly.
What if my hub breaks down during the loan term?
AEGIS provides a 5-year equipment warranty. If repair is needed, we cover 100%. Your loan payment is not suspended, but you can request a 1-month deferment.
Can I pay off the loan early?
Yes. No prepayment penalties. If you sell the hub or refinance, you can pay the remaining balance in full.
Is the auto-payment from energy earnings guaranteed?
Energy profits are based on hub performance and grid pricing. Profits are guaranteed within ±10% per AEGIS SLA. If your hub underperforms, you are responsible for the payment shortfall.
What credit score do I need?
Minimum 650. Hub energy profit is factored into the underwriting model, so approval odds are higher than traditional loans.
Ready to Own an AEGIS Hub?
Apply for an Energy Mortgage in under 10 minutes. Funds disburse within 2–3 weeks. Loan approval within 24–48 hours.